|
|
| FACTS |
WHAT DOES ALLEGIANCE BANK OF NORTH AMERICA DO WITH YOUR
PERSONAL INFORMATION? |
|
| Why? |
Financial companies choose how they share your personal information. Federal
law gives consumersthe
right to limit some but
not all sharing. Federal
law also requires us to
tell you how we collect,share,
and protect your personal
information. Please read
this notice carefully
to understand what wedo. |
|
| What? |
The types of personal information we collect and share
depend on the product
or service you have
with us. This information
can include:
• Social
Security number
• Income
• Account balances
• Transaction history
• Credit history
• Assets
When you are no longer our customer, we continue to share your information as
described in this notice. |
|
| How? |
All financial companies need to share customers' personal
information to run their
everyday business. In
the section below, we
list the reasons financial
companies can share
their customers' personal
information; the reasons
Allegiance Bank of North
America chooses to share;
and whether you can
limit this sharing. |
| Reasons we can share your personal information |
Does Allegiance Bank ofNorth America share? |
Can you limit this sharing? |
| For our everyday business purposes such as to process your transactions, maintain
youraccount(s), respond
to court orders and legalinvestigations,
or report to credit bureaus |
Yes |
No |
| For our marketing purposes to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We don't share |
| For our affiliates' everyday business purposes information about your
transactions and experiences |
Yes |
No |
| For our affiliates' everyday business purposes information about your
creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| What We Do |
|
| How does Allegiance Bank of North America protect my personal
information? |
To protect your personal information from unauthorized
access and use, we usesecurity measures
that comply with federal law. These measures include compute rsafeguards
and secured files and buildings. We also maintain other physical, electronic
and procedural safeguards to protectthis information and we limit access
to information to those employees for whomaccess is appropriate. |
| How does Allegiance Bank of North America collect mypersonal
information? |
We collect your personal information, for example, when
you
• Open an account
• Use your
credit or debit card Make deposits or withdrawals from your account
• Give
us your income information
• Make
a wire transfer We also collect your personal information from others,
such as credit bureaus,affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
• sharing
for affiliates' everyday business purposes - information about yourcreditworthiness
•
affiliates from using your information to market to you
• sharing
for nonaffiliates to market to you
State laws and individual companies
may give you additional rights to limit sharing. See below for more
on your rights under state law. |
| Definitions |
|
| Affiliates |
Companies related by common ownership or control. They
can be financial andnon-financial companies.
• Our affiliates include:
• Financial companies such as:
Allegiance Financial Services Inc. andParamount Mortgage and Capital, LLC. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial
andnon-financial companies.
• Allegiance Bank of North America does not
share with nonaffiliates so they canmarket to you. |
| Joint Marketing |
A formal agreement between nonaffiliated financial companies
that together marketfinancial products or services to you.
• Allegiance Bank of North America
doesn't jointly market. |
| Other Important Information |
| For Massachusetts, Mississippi and New Jersey Customers. We will not share personal
information from deposit orshare relationships with nonaffiliates either
for them to market to you or for joint marketing - without your authorization. |
